The 7th Global Fintech Fest is being held in Mumbai from 8 to 11 September 2026, bringing together innovators, policymakers and financial technology leaders from around the world. The event is organised by the Payments Council of India, National Payments Corporation of India and Fintech Convergence Council, with support from multiple government agencies including the Reserve Bank of India, the Ministry of Finance and the Ministry of Electronics and Information Technology. The festival showcases India’s growing role in reshaping global financial technology through digital innovation.
What the Fest Covers
The theme of this year’s gathering is “Potential to Impact: Agentic AI | Tokenisation | Quantum: Trusted, Connected, Global Systems for Inclusive Finance.” These three areas represent the emerging technologies shaping the future of global finance.
Agentic AI allows financial systems to make decisions and take actions in real time while maintaining strong oversight. It can handle entire workflows, improve fraud detection, and personalise financial services while keeping humans in control through explainable intelligence.
Tokenisation converts assets into digital units that can be owned in parts, traded instantly and used across different platforms. This unlocks capital markets and makes financial participation more democratic by removing barriers.
Quantum technology strengthens computation and security in finance. Quantum-safe cryptography and advanced risk analysis help protect financial systems against future threats.
India’s Digital Finance Foundation
India’s fintech success rests on a decade of building digital public infrastructure. The Unified Payments Interface (UPI) processed 236.58 crore transactions worth ₹29.88 lakh crore in July 2026 alone, with 741 banks participating. Since its start in fiscal year 2016–17, transaction volumes have grown nearly 12,000 times over.
Digital identity through Aadhaar now covers 144 crore enrolments. Jan Dhan bank accounts reached 59.15 crore by August 2026. DigiLocker, the digital document platform, has 73.53 crore registered users and has issued 936.03 crore documents.
Direct Benefit Transfer—which deposits government welfare payments straight into bank accounts—has moved ₹53.26 lakh crore cumulatively. India’s Financial Inclusion Index improved from 43.4 in March 2017 to 70.0 in March 2026.
What This Means for You
These developments signal how financial services in India are becoming faster, cheaper and more accessible to ordinary citizens. The technologies being discussed at the fest will likely shape how you pay, borrow, invest and receive government benefits in coming years. Stronger safeguards through the Digital Personal Data Protection Act and the RBI’s Regulatory Sandbox framework are being put in place to protect you as digital finance expands. India’s approach is also being shared with other developing countries, potentially influencing how digital finance works globally.