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Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM)

Ministry Of Housing and Urban Affairs

Published 18 September 2026

In short

DAY-NULM is the urban counterpart of the rural livelihoods mission, providing skill training, self-employment loans and Self Help Group support to urban poor households through Urban Local Bodies, aimed at reducing urban poverty and vulnerability.

Key facts

Nodal ministry
Ministry Of Housing and Urban Affairs
Level
Central
Launched
2013
Last date
Ongoing / No fixed deadline
Helpline
NA

What you get

Urban poor households get skill training and placement support, interest-subsidised loans for self-employment and micro-enterprises through Self Help Groups (SHGs), support to street vendors, and shelters for the urban homeless.

Who is eligible

Urban poor households, particularly those living below the poverty line in towns and cities, are eligible for skill training, SHG bank linkage, and self-employment loan components.

Documents you need

Aadhaar card, address proof, income/BPL certificate, bank account details, and SHG membership proof (if applying under the SHG component).

How to apply

Contact your Urban Local Body (ULB) or City Livelihood Centre, or register through the NULM portal to access skill training, SHG formation support or self-employment loan schemes.

Frequently asked questions

Who benefits from DAY-NULM?

Urban poor households, street vendors and the urban homeless across statutory towns and cities.

What support does DAY-NULM give for self-employment?

Interest-subsidised bank loans for individual and group enterprises, along with skill training and market linkage support.

How is DAY-NULM different from DAY-NRLM?

DAY-NULM covers urban areas while DAY-NRLM covers rural livelihoods; both operate on a similar SHG-based model.

Before you apply: confirm every date, fee and eligibility rule on the official website linked on this page. Public and Policy is an independent portal, not a government body, and details change without notice.