Aam Aadmi Bima Yojana (AABY)
Ministry Of Labour and Employment
Aam Aadmi Bima Yojana provides rural landless household heads aged 18-59 life and disability insurance cover along with a scholarship for their children in Class IX-XII, enrolled through state nodal agencies and LIC at the Gram Panchayat level.
Key facts
- Nodal ministry
- Ministry Of Labour and Employment
- Level
- Central
- Launched
- 2007
- Last date
- Check LIC/state nodal agency for current status
- Helpline
- NA
What you get
Rural landless household heads get life and disability insurance cover with Rs 30,000 on natural death, Rs 75,000 on accidental death/total disability, and Rs 37,500 on partial disability, along with scholarship support for their children studying in Class IX-XII.
Who is eligible
Head of a rural landless household aged between 18-59 years is eligible for AABY coverage; the scheme has largely been subsumed into PMJJBY/PMSBY, so check current applicability with LIC.
Documents you need
Age proof, landless household certificate, Aadhaar card, and nominee details.
How to apply
Enrol through the nodal agency (state government/LIC) implementing the scheme in your area, typically through a group enrolment at the Gram Panchayat level.
Frequently asked questions
What is the insurance cover under AABY?
Rs 30,000 on natural death, Rs 75,000 on accidental death or total disability, and Rs 37,500 on partial disability.
Who is eligible for AABY?
Heads of rural landless households aged 18 to 59 years.
Does AABY include education support?
Yes, a scholarship benefit is available for the insured member's children studying in Class IX to XII.