Employees’ State Insurance Scheme (ESIC)
Ministry Of Labour and Employment
ESIC gives employees earning up to Rs 21,000/month (Rs 25,000 for persons with disability) comprehensive medical care and cash benefits for sickness, maternity and disability, funded through employer-employee contributions and accessed at ESIC hospitals.
Key facts
- Nodal ministry
- Ministry Of Labour and Employment
- Level
- Central
- Launched
- 1952
- Last date
- Ongoing / No fixed deadline
- Helpline
- 1800-11-2526
What you get
Insured workers and their dependents get comprehensive medical care, cash benefits during sickness/maternity/disability, and pension for dependents in case of death due to employment injury, funded through employer-employee contributions.
Who is eligible
Employees earning up to the notified wage ceiling (currently Rs 21,000 per month, Rs 25,000 for persons with disability) working in ESIC-covered establishments are eligible for mandatory coverage.
Documents you need
Aadhaar card, employer's ESIC registration details, and bank account for benefit disbursement.
How to apply
Your employer registers you under ESIC and deducts the contribution from salary; access medical treatment at ESIC hospitals/dispensaries using your ESIC insurance number (available via the ESIC portal/app).
Frequently asked questions
What is the wage ceiling for ESIC coverage?
Rs 21,000 per month, raised to Rs 25,000 for employees with disability.
How do I access ESIC medical benefits?
Visit an ESIC hospital or dispensary with your ESIC insurance number, obtained once your employer registers you.
Is ESIC contribution mandatory?
Yes, it is mandatory for eligible employees and employers in ESIC-covered establishments.