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Deendayal Antyodaya Yojana – National Rural Livelihood Mission (DAY-NRLM)

Ministry of Rural Development

Published 17 September 2026

In short

DAY-NRLM mobilises rural poor women into Self Help Groups and provides a Revolving Fund, Community Investment Support and collateral free bank credit at subsidised interest, along with livelihood training. Women join through the State Rural Livelihood Mission at the village level.

Key facts

Nodal ministry
Ministry of Rural Development
Level
Central and State
Launched
2011
Last date
Open all year, an ongoing programme.

What you get

Mobilises rural poor women into Self Help Groups and provides a Revolving Fund, Community Investment Support and access to collateral free bank credit at subsidised interest, along with livelihood training.

Who is eligible

Rural poor households, particularly women, who voluntarily organise into Self Help Groups, with priority to BPL, SC, ST and other identified poor families.

Documents you need

Aadhaar card, bank account details, SHG membership and savings records, household survey identification proof

How to apply

Join or form a Self Help Group facilitated by the State Rural Livelihood Mission at the village level. After regular savings and grading, the SHG accesses bank credit linkage for livelihood activities through the local Block Mission Management Unit.

Frequently asked questions

Who can join a DAY-NRLM Self Help Group?

Rural poor households, particularly women, who voluntarily form Self Help Groups, with priority to BPL, SC, ST and other identified poor families.

What financial help does DAY-NRLM give?

SHGs get a Revolving Fund, Community Investment Support and access to collateral free bank credit at subsidised interest after a period of savings and grading.

How do I join DAY-NRLM?

Join or form a Self Help Group facilitated by the State Rural Livelihood Mission at your village, through the local Block Mission Management Unit.

Which ministry runs DAY-NRLM?

The Ministry of Rural Development runs DAY-NRLM across states through State Rural Livelihood Missions.

When was DAY-NRLM launched?

It was launched in 2011 and continues as an ongoing rural livelihoods programme.

Before you apply: confirm every date, fee and eligibility rule on the official website linked on this page. Public and Policy is an independent portal, not a government body, and details change without notice.