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Ex-Servicemen Contributory Health Scheme (ECHS)

Ministry Of Defence

Published 18 September 2026

In short

ECHS provides ex-servicemen pensioners and their dependents cashless medical treatment at empanelled hospitals and polyclinics after a one-time contribution based on rank. Register at your nearest ECHS Polyclinic with your PPO and discharge documents.

Key facts

Nodal ministry
Ministry Of Defence
Level
Central
Launched
2003
Last date
Ongoing / No fixed deadline
Helpline
NA

What you get

Ex-servicemen pensioners and their dependents get cashless medical treatment at empanelled hospitals and polyclinics, along with access to free medicines, on payment of a one-time life-time contribution based on rank.

Who is eligible

All ex-servicemen pensioners of the Army, Navy and Air Force (including their eligible dependents) who have made the prescribed one-time contribution are eligible for ECHS membership.

Documents you need

Pension Payment Order (PPO), discharge book, identity proof, and dependent details for family registration.

How to apply

Register at the nearest ECHS Polyclinic or Regional Centre with your PPO and discharge documents; pay the one-time membership contribution to receive your ECHS smart card.

Frequently asked questions

Who is eligible for ECHS?

All ex-servicemen pensioners of the Army, Navy and Air Force, along with their eligible dependents.

Is ECHS treatment cashless?

Yes, treatment at empanelled hospitals and ECHS polyclinics is cashless for registered members.

How do I register for ECHS?

Visit your nearest ECHS Polyclinic or Regional Centre with your PPO and discharge book, and pay the one-time membership contribution.

Before you apply: confirm every date, fee and eligibility rule on the official website linked on this page. Public and Policy is an independent portal, not a government body, and details change without notice.