Padho Pardesh Scheme
Ministry Of Minority Affairs
Padho Pardesh gives minority students full interest subsidy on education loans for approved higher studies abroad, for families with income up to Rs 6 lakh. Apply through the National Scholarship Portal after securing loan and admission.
Key facts
- Nodal ministry
- Ministry Of Minority Affairs
- Level
- Central
- Launched
- 2013
- Last date
- Check National Scholarship Portal for annual dates
- Helpline
- 1800-11-0093
What you get
Minority students get interest subsidy on education loans taken for pursuing approved higher studies abroad (Masters, M.Phil, PhD), covering the full interest during the moratorium period.
Who is eligible
Students belonging to notified minority communities with family income up to Rs 6 lakh per annum, who have secured admission to a foreign university for higher studies and taken an education loan under the IBA model scheme, are eligible.
Documents you need
Minority certificate, income certificate, admission letter from foreign university, education loan sanction letter, Aadhaar card.
How to apply
Apply online through the National Scholarship Portal (scholarships.gov.in) after securing the education loan and foreign admission, during the notified application period.
Frequently asked questions
What does Padho Pardesh cover?
Full interest subsidy on education loans taken for higher studies abroad during the loan's moratorium period.
What is the income limit for Padho Pardesh?
Family income should not exceed Rs 6 lakh per annum.
Which loans are eligible under Padho Pardesh?
Education loans taken under the Indian Banks' Association (IBA) model education loan scheme for approved courses abroad.