Pradhan Mantri Fasal Bima Yojana – Restructured Weather Based Crop Insurance Scheme (RWBCIS)
Ministry Of Agriculture and Farmers Welfare
RWBCIS insures farmers against weather-related crop risks using local weather station data instead of yield estimates, enabling faster claim settlement. Apply through your bank, CSC or pmfby.gov.in before the season's cut-off date.
Key facts
- Nodal ministry
- Ministry Of Agriculture and Farmers Welfare
- Level
- Central
- Launched
- 2016
- Last date
- Check pmfby.gov.in for season-wise cut-off dates
- Helpline
- 1800-180-1551
What you get
Farmers get crop insurance protection against weather-related risks using localised weather station data as a proxy for crop loss assessment, ensuring faster claim settlement compared to yield-based assessment.
Who is eligible
Farmers (loanee and non-loanee) growing notified crops in notified areas opting for weather-based insurance instead of the standard yield-based PMFBY are eligible.
Documents you need
Land records/tenancy proof, Aadhaar card, bank account details, and sowing certificate.
How to apply
Apply through your bank (for loanee farmers, enrolment can be automatic), Common Service Centre, or the national crop insurance portal (pmfby.gov.in) before the notified cut-off date for the crop season.
Frequently asked questions
How is RWBCIS different from PMFBY?
RWBCIS uses weather parameters as a proxy for crop loss, while standard PMFBY is based on actual yield assessment.
Who can apply for RWBCIS?
Both loanee and non-loanee farmers growing notified crops in notified areas.
Where do I apply for RWBCIS?
Through your bank, a Common Service Centre, or directly on pmfby.gov.in before the seasonal cut-off date.