In shortPMMVY gives pregnant women Rs 5,000 for the first child in two instalments: Rs 3,000 after pregnancy registration and two antenatal check-ups, Rs 2,000 after birth registration and 14-week immunisation. For the second child if a girl, you get Rs 6,000 in one instalment. Eligible if household income is below Rs 8 lakh yearly.
Key facts
- Nodal ministry
- Ministry of Women and Child Development, under the Mission Shakti Samarthya sub-scheme
- Level
- Central and State
- Launched
- 2017
- Last date
- Open all year
- Helpline
- 14408
When a woman is pregnant and working, taking rest usually means losing income. PMMVY tries to make up part of that loss with a cash payment straight into the mother’s own bank account.
For a first child, you get Rs 5,000 in two parts. Rs 3,000 comes after you register the pregnancy and complete at least two antenatal check-ups within six months of your last period. Rs 2,000 follows after the birth is registered and the baby finishes the first immunisation cycle at 14 weeks.
For a second child, the benefit is paid only if the baby is a girl, and it is Rs 6,000 in one go. This is a deliberate nudge against the neglect of daughters.
The scheme is meant for women in households earning under Rs 8 lakh a year and for specific groups such as SC and ST women, women with disability, e-Shram and MGNREGA card holders, and Anganwadi and ASHA workers.
What you get
A cash incentive of Rs 5,000 for the first living child, paid in two instalments of Rs 3,000 and Rs 2,000, and Rs 6,000 in a single instalment for the second child if that child is a girl. The money is paid by Direct Benefit Transfer into the mother's bank or post office account to make up for wage loss during pregnancy.
Who is eligible
- The applicant must be a pregnant or lactating woman with net household income below Rs 8 lakh a year
- Women belonging to Scheduled Castes or Scheduled Tribes qualify
- Women with 40 percent or more disability, holding a disability certificate, qualify
- Holders of a BPL ration card, an NFSA ration card, an e-Shram card, a MGNREGA job card, an Ayushman Bharat PM-JAY card or PM-KISAN beneficiary status qualify
- Pregnant and lactating Anganwadi workers, Anganwadi helpers and ASHA workers qualify
- For the first child, pregnancy must be registered and at least two antenatal check-ups completed within six months of the last menstrual period; the second instalment needs birth registration and the first immunisation cycle at 14 weeks
Documents you need
- Mother and Child Protection card
- Aadhaar of the mother and her husband, with consent for Aadhaar use
- Bank or post office account passbook in the mother's own name
- One eligibility proof such as an income certificate, BPL or NFSA ration card, e-Shram card, MGNREGA job card, PM-KISAN document, Ayushman card, disability certificate or SC or ST certificate
- Child birth certificate and immunisation record for the later instalment
How to apply
- Register the pregnancy at your Anganwadi centre or health facility and get the Mother and Child Protection card
- Apply on the PMMVY portal at pmmvy.wcd.gov.in yourself, or through the UMANG app, or ask the Anganwadi worker or ASHA worker to submit it on the PMMVY mobile app
- Give Aadhaar, bank account and eligibility proof, and complete Aadhaar based verification
- Claim the first instalment after two antenatal check-ups, and the second after birth registration and the 14 week immunisation cycle
- Track the application status and raise any grievance on the portal or through the helpline
Frequently asked questions
Who is eligible for Pradhan Mantri Matru Vandana Yojana
Pregnant or lactating women with household income below Rs 8 lakh yearly. Also SC and ST women, women with 40 percent or more disability, holders of BPL or NFSA ration card, e-Shram, MGNREGA, PM-KISAN or Ayushman Bharat cards, and Anganwadi workers, helpers and ASHA workers.
How much money do I get under PMMVY
Rs 5,000 for the first child paid in two instalments: Rs 3,000 and Rs 2,000. For the second child if a girl, you get Rs 6,000 in a single payment. Money is transferred directly to the mother's bank or post office account.
What documents do I need to apply for PMMVY
Mother and Child Protection card, Aadhaar of mother and husband, bank or post office passbook in mother's name, one eligibility proof like income certificate or ration card, and birth certificate and immunisation record for later instalments.
How do I apply for Pradhan Mantri Matru Vandana Yojana
Register pregnancy at your Anganwadi centre or health facility to get the Mother and Child Protection card. Then apply online at pmmvy.wcd.gov.in, via UMANG app, or ask an Anganwadi or ASHA worker to help you apply on the PMMVY mobile app.
When can I claim the first instalment of PMMVY
After you register your pregnancy and complete at least two antenatal check-ups within six months of your last menstrual period. The Rs 3,000 is paid by Direct Benefit Transfer to your bank account.
Is there a deadline to apply for PMMVY
No, the scheme is open all year round. You can apply anytime during your pregnancy. The helpline number is 14408 for queries and grievances.
Before you apply: confirm every date, fee and eligibility rule on the official website linked on this page. Public and Policy is an independent portal, not a government body, and details change without notice.
